Privacy Policy

We value your privacy.

This is our Notice of Privacy Policy, and we’ll provide it the first time we do business with you and upon request or as required by law thereafter. This Notice describes how we protect, collect, use, and share customer information. Customer information means all nonpublic information related to an identified individual, which is sometimes called personally identifiable information. Customer information does not include anonymized data or de-identified data, which do not identify an individual.

This policy applies to information we collect:

  • On this website.

  • In e-mail, text and other electronic messages between you and this website.

  • When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

 It does not apply to information collected by:

  • Us offline or through any other means or;

  • any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the website.

 

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our website. By accessing or using this website, you agree to this privacy policy. This policy may change from time to time. Your continued use of this website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Our Privacy Principles

We do not sell customer information.

  • We do not allow those who are doing business on our behalf to use our customer information for their own marketing purposes.

  • We contractually require any person or organization providing products or services on our behalf to our customer’s information.

  • We do not share customer information unless:

    • You expressly authorize it; or

    • It is permitted or required by law; or

    • Your agreement with us permits us to do so.

  • We may share customer information and permit others to use that information if you give us your consent, it is necessary to complete a transaction you request, or it is otherwise permitted by law.

  • We handle information about former and prospective customers the same as existing customers.

We Protect Customer Information

We maintain physical, electronic, and procedural safeguards to protect customer information and to comply with federal and state laws. In addition, we review our policies and practices, monitor our computer networks, and test the strength of our security. We retain customer information for legal, auditing, regulatory, and business purposes.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our website, including information:

  • by which you may be personally identified, such as name, e-mail address, telephone number or any other information the website collects that is defined as personal or personally identifiable information under an applicable law (“personal information”);

  • that is about you but individually does not identify you, and/or

  • about your internet connection, the equipment you use to access our website and usage details.

 

We collect this information:

  • Directly from you when you provide it to us.

  • Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses and information collected through cookies, web beacons and other tracking technologies.

  • From third parties, for example, our business partners.

Information You Provide to Us.

The information we collect on or through our website may include:

  • Information that you provide by filling in forms on our website. This includes information provided at the time of registering to use our website, subscribing to our service, posting material or requesting further services. We may also ask you for information when you report a problem with our website.

  • Records and copies of your correspondence (including e-mail addresses), if you contact us.

  • Your responses to surveys that we might ask you to complete for research and/or marketing purposes.

  • Details of transactions you carry out through our website and of the fulfillment of your orders. You may be required to provide financial information before placing an order through our website.

  • Your search queries on the website.

 

You also may provide information to be published, displayed, or posted on public areas of the website, or transmitted to other users of the website or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages/you may set certain privacy settings for such information by logging into your account profile, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

 

Information We Collect Through Automatic Data Collection Technologies.

As you navigate through and interact with our website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions and patterns, including:

  • Details of your visits to our website, including traffic data, location data, and other communication data and the resources that you access and use on the website.

  • Information about your computer and internet connection, including your IP address, operating system and browser type.

 

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). The information we collect automatically is statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our website and to deliver a better and more personalized service, including by enabling us to:

 

  • Estimate our audience size and usage patterns.

  • Store information about your preferences, allowing us to customize our website according to your individual interests.

  • Speed up your searches.

  • Recognize you when you return to our website.

 

The technologies we use for this automatic data collection may include:

  • Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our website.

  • Flash Cookies. Certain features of our website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from and on our website. Flash cookies are not managed by the same browser settings as are used for browser cookies.

  • Web Beacons. Pages of the website may contain small electronic files known as web beacons (also referred to as clear gifs. pixel tags and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an e-mail and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

 

We do not collect personal Information automatically, but we may tie this information to personal information about you that we collect from other sources, or you provide to us.

 

 

How We Use Customer Information

We use information that we collect about you or that you provide to us, including any personal information:

  • To present our website and its contents to you.

  • To provide you with information, products or services that you request from us.

  • To provide you with information about our services

  • To provide you with notices about your account/subscription, including expiration and renewal notices.

  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.

  • To notify you about changes to our website or any products or services we offer or provide though it.

  • To allow you to participate in interactive features on our website.

  • In any other way we may describe when you provide the information.

  • To fulfill any purpose for which you provide it.

  • For any other purpose with your consent.

 

 

How We Share Customer Information

We share customer information, including information about our transactions with you (such as payments)(and experiences with you (such as claims within the Strategic Data Project and with our agents and employees to help meet your product and service needs. We share customer information inside or outside our family of companies.

  • For our everyday business purposes, for public policy purposes, and as permitted (such as with consent or as necessary to complete a transaction you request) or required by law.

  • As needed, to handle your claim. For example, we may share name, address, and coverage information with third parties, such as providers or employers who may be involved with your claim.

 

Changes to Our Privacy Policy

It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you by e-mail to the e-mail address specified in your account and/or through a notice on the website home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable e-mail address for you, and for periodically visiting our website and this privacy policy to check for any changes.

 

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us by scheduling an appointment through the ‘Schedule a free consultation’ button on the header of this webpage.

 

Thank You for Visiting Our Website!